Business profile
The merchant-enablement model focuses on legitimate, low-risk ecommerce and B2B services with transparent ownership, clear products and pricing, reliable fulfilment and accessible customer support. Accepted-business criteria are assessed with the relevant sponsor/acquirer; no sector is guaranteed approval.
Prohibited activities
Unlawful goods or services; fraud, scams or deceptive offers; counterfeit goods or intellectual-property infringement; prohibited weapons or controlled substances; exploitation or trafficking; unauthorized processing for unrelated third parties; undisclosed transaction laundering; and activities intended to evade sanctions, financial-crime controls or applicable licensing requirements.
Activities requiring specific assessment
Regulated or higher-risk activities require specific assessment and written sponsor authorization, if supported at all. Examples include financial services or money transmission, virtual-asset activity, gambling or prize competitions, adult content, pharmaceuticals, investment or credit products, and complex travel or delayed-delivery models. This list is indicative and is not an offer to support these sectors.
Transparency throughout the relationship
Merchants must disclose the actual business, beneficial owners, websites, products, delivery model and transaction profile. They must not process for another business through an undisclosed account, disguise the nature of transactions or split activity to avoid controls. Material changes require review.
Final underwriting
The sponsor/acquirer retains final merchant review and acceptance and may decline an application or impose additional conditions. Expressing interest is non-binding and does not confer approval.