Merchants
A structured route to payment acceptance, reporting and support, tailored to business requirements and partner eligibility.
Explore merchant solutionsPayment technology. Global perspective.
Payments infrastructure designed for platforms and growing merchants.
Livitpay brings together merchant enablement, checkout technology and payment-partner connectivity in one structured model for businesses and platforms with international ambitions.
Operating modelNo Livitpay custody
01 / Technology & operations
Livitpay
Merchant profilesTokenized checkoutPayment instructionsReporting & support
Tokenized instructions & status responses
02 / Regulated payment layer
Sponsor / acquirer
Final underwritingTransaction processingClearingDirect settlement
Approved proceeds
Merchant’s verified bank account
Livitpay’s own agreed fees are received separately.
UK-incorporated companyLivitpay Limited · 13800042
Established in 2021Technology for fintech and digital businesses.
Technology & integrationMerchant profiles, checkout and connected workflows.
Partner-led payment modelClear responsibilities and direct merchant settlement.
The operating model
One platform layer.
Clear allocation of responsibilities.
The Livitpay model brings merchant-facing technology and operations together. It connects onboarding, checkout, reporting and support, with final underwriting, transaction processing, clearing and settlement retained by the regulated sponsor/acquirer.
Explore the payment model ↗Who we work with
A connected payment experience.
Software platforms & ISVs
Bring merchant and payment workflows into your platform with a clear division of technology and regulated responsibilities.
Explore platform partnershipsAcquirers & payment partners
Discuss distribution and merchant-enablement opportunities through a technology-led, non-custodial model.
Discuss a partnershipFrom application to settlement
How the payment model works.
Merchant application
The merchant provides corporate, ownership, website, product, settlement and risk information through the Livitpay workflow.
Sponsor underwriting
The regulated sponsor/acquirer performs or approves final KYB, risk classification and merchant acceptance.
Integration
The merchant activates a Livitpay-enabled checkout using sponsor-approved technical components.
Payment
The payer confirms a card-not-present payment. Livitpay packages and transmits the tokenized instruction to the sponsor.
Direct settlement
The sponsor/acquirer processes, clears and settles directly to the merchant’s verified bank account.
Compliance by design
Built around defined roles and controlled data.
A clear allocation of responsibility supports the entire payment journey. Our approach combines sponsor-led onboarding, tokenized payment information, controlled access, operational-risk management and direct-to-merchant settlement.
Explore our compliance approachCommon questions
Get to know Livitpay.
What does Livitpay do?
Livitpay combines payment technology, merchant enablement, software development and a partner-led approach to payment acceptance. Contact us to discuss the right solution for your business.
Who are Livitpay’s solutions for?
We welcome enquiries from ecommerce businesses, B2B service providers, software platforms, ISVs, ISOs and regulated payment partners. The right solution depends on your business, market and integration requirements.
How does the payment model work?
A payer confirms a card-not-present payment through a Livitpay-enabled checkout. The tokenized payment instruction is transmitted to the sponsor/acquirer, which processes the transaction and settles directly to the merchant’s verified bank account.
Does Livitpay hold merchant or customer funds?
The Livitpay model keeps end-user funds and merchant settlement proceeds with the sponsor/acquirer. The sponsor/acquirer settles approved proceeds directly to the merchant’s verified bank account. Livitpay does not hold these funds and receives only its own agreed platform or service fees separately.
Interested in our solution?
Contact us for more information about merchant solutions, platform integrations and partnerships.