Merchant profiles
Organize KYB information, merchant configuration, identifiers and transaction-status information within sponsor-approved workflows.
Payments platform
A connected payment layer for merchants and platforms.
The Livitpay model combines merchant profiles, payer-triggered checkout, payment-instruction routing and transaction visibility with sponsor-led underwriting, processing and settlement.
Capabilities
One coordinated merchant journey.
Embedded checkout
Support payer-triggered card-not-present transactions through hosted fields or equivalent tokenized payment components.
Payment instructions
Package merchant, amount, currency, reference and tokenized payment information for the sponsor-approved API.
Transaction visibility
Bring together authorization results, transaction status, error messages and sponsor references for operational visibility.
Merchant support
Coordinate first-line support, reporting, refunds and chargebacks within agreed partner responsibilities.
Direct settlement
Keep settlement with the sponsor/acquirer, which pays approved proceeds directly to the merchant’s verified bank account.
Funds flow
Direct to the merchant.
01Payer
Confirms a card-not-present payment.
02Livitpay-enabled checkout
Transmits the tokenized payment instruction.
03Sponsor / acquirer & card network
Process and clear the transaction.
04Merchant bank account
Receives direct sponsor/acquirer settlement.
The Livitpay model keeps end-user funds and merchant settlement proceeds with the sponsor/acquirer. The sponsor/acquirer settles approved proceeds directly to the merchant’s verified bank account. Livitpay does not hold these funds and receives only its own agreed platform or service fees separately.
Clear responsibilities
Technology and operations, connected.
A defined separation of roles keeps the merchant journey transparent.
- Livitpay: merchant-facing technology, workflow coordination and support.
- Sponsor/acquirer: final merchant underwriting, transaction processing, clearing and settlement.
- Merchant: transparent business information, fulfilment and customer service.
- No Livitpay wallets, deposits or monetary balances for end users.
Interested in our solution?
Contact us for more information about the right payment model for your business.